Free tools to help you plan, budget, and make informed financial decisions
These calculators are provided by the Australian Government's MoneySmart website. They're a great starting point for understanding your finances — but for personalised advice tailored to your situation, book a free consultation with us.
Plan your super contributions, estimate your retirement income, and see how your choices today impact your future.
Find out how much super you'll have when you retire and how fees, contributions, and investment options affect your balance.
Open Calculator →Estimate how long your super and savings will last in retirement, and see the impact of different strategies on your income.
Open Calculator →Check if your employer is paying the right amount of super guarantee contributions based on your salary.
Open Calculator →Set savings goals, compare investment options, and understand how compound interest works for you.
Work out how long it will take to reach your savings goal, or how much you need to save each month to get there.
Open Calculator →See how your money grows over time with compound interest — and the difference that regular contributions make.
Open Calculator →Compare managed fund fees and see how they eat into your returns over time. Even small fee differences add up.
Open Calculator →Calculate mortgage repayments, compare loan options, and plan your property purchase.
Calculate your home loan repayments and see how extra payments or a different loan term can save you thousands.
Open Calculator →Get an estimate of how much you could borrow based on your income, expenses, and existing debts.
Open Calculator →Thinking of refinancing? Compare your current loan with a new one to see if switching could save you money.
Open Calculator →Take control of your day-to-day finances, manage debt, and understand your cash flow.
Create a personalised budget to track your income and expenses. See exactly where your money is going each month.
Open Calculator →See how long it will take to pay off your credit card and how much interest you'll pay at different repayment amounts.
Open Calculator →Calculate repayments on a personal loan and compare different interest rates and loan terms side by side.
Open Calculator →Understand your insurance needs and make sure your family is protected.
Work out how much life insurance cover you may need to protect your family and meet ongoing financial commitments.
Open Calculator →Compare the cost of comprehensive, third party, and third party fire and theft car insurance options.
Open Calculator →Estimate your tax, understand your pay, and plan salary sacrifice strategies.
Estimate your annual income tax based on your salary, deductions, and tax offsets. See your take-home pay.
Open Calculator →See how salary sacrificing into super can reduce your tax and boost your retirement savings at the same time.
Open Calculator →These calculators are provided by MoneySmart.gov.au, an initiative of the Australian Securities and Investments Commission (ASIC). Results are estimates only and should not be relied upon as financial advice. For personalised advice tailored to your circumstances, please contact LifeScope Wealth.
Calculators give you a starting point — but every situation is unique. Book a free consultation and we'll help you build a personalised strategy based on your real numbers, goals, and circumstances.
Book Your Free ConsultationPrefer to call? 0479 155 444 | After-hours & weekends available
